U.S. Mortgage of Texas (NMLS# 75597)

Ray DeBarros is efficient, responsive, and knowledgeable. He helped us find the best loan for our family. He exhaustively researched several options until he found the path that would save us the most money. He clearly explained every step of the process and was a true partner in our journey into home ownership. Highly recommended.

I worked with Raymond DeBarros to refinance my 10/1 ARM to a 30 year fixed VA loan. He was very knowledgeable and professional in helping to get my refinance to close with no issues at all. Highly recommended.

I refinanced my home through Ray DeBarros with U.S. Mortgage of Texas. He and his team made the process a breeze! From start to close, it took about 19 days (this may vary for other clients). Ray is very detail oriented, professional and responsive. Love doing business with people of his caliber! I highly recommend him!

Absolutely Outstanding! Ray Debarros is phenomenal in what he can do and how well he can do it. I SAVED a lot of money on my refinance thanks to Ray. I give him my highest recommendation. I will never call anyone else for my loan needs. He is simply the best!

Ray was so helpful to us in financing our first home! He was great at explaining everything for us and being patient as we waited for the interest rate we wanted. He made what was a complicated and scary process seem easy for us! We know he cares about us his clients! So grateful to get to work with someone we can trust!